OBAMACARE AND ITS IMPACT ON THE ELDERLY

ObamaCare has been the center of debates on the impact on Americans. One concern was on the impact of the elderly. Medicare recipients are concerned about services being reduced or eliminated.

Many critics claimed back in 2009 and 2010 that President Obama’s health care law was that it would hurt seniors. The law’s $700 billion in cuts to Medicare over 10 years would deprive seniors of benefits and choices, critics said. One of the most dreaded fear was the plan to cut more than $100 billion out of the Medicare Advantage program, which allows seniors to get government-funded private insurance plans in place of traditional Medicare.

It appear that the critics were wrong Medicare Advantage is, in fact, is more popular than ever. Between 2010 and 2013, enrollment in the program increased 30%, defying the expectations of some of the top policy experts in Washington. Also, seniors have more options than ever and for the record, Medicare Advantage only increased its premium $1.64.

Another myth was that preventative care for seniors would be cut. This is far from the truth, in fact, according to Kaiser Health News, Medicare beneficiaries will have new benefits under the health care law, including more preventative care services and more savings on prescription drug coverage. This will include free cancer screenings, wellness visits, personalized prevention plans, vaccines, flu shots, and more.

There were concerns that wheelchairs and hearing aids will be subject to the IRS’ Medical Device Tax. According to the IRS, this tax does not apply to medical devices used by the general public, i.e. eyeglasses, contact lenses, hearing aids, and yes, wheelchairs.

If you have any questions about the Affordable Care Act (ACA), you should visit http://www.healthcare.gov. There also health insurance professionals who have had special training in assisting those with concern about the Affordable Care Act.  I suggest that you do the research for yourself rather than relying on political banter.

As I always mention, please report all incidents to the proper authorities. You can also find information on the National Center on Elder Abuse’s website at http://www.ncea.aoa.gov.

Please feel free to leave your questions or comments.

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